Privacy Policy

When you interact with gaetamonavia's budget management education platform, we collect information that helps us provide better financial learning experiences. This includes details you provide directly and information gathered through your platform usage.

Your information helps us deliver personalized financial education that meets your specific learning needs. We analyze your progress to recommend relevant course content and budget management strategies.

• Customize course recommendations based on your learning progress
• Send important updates about your enrolled programs
• Provide technical support and respond to your inquiries
• Improve our educational content through anonymous usage analytics
• Process payments and manage your account subscriptions
• Comply with legal requirements and protect against fraud

gaetamonavia limits information sharing to essential business functions that directly support your educational experience. We work with carefully selected service providers who meet our privacy standards.

As a Canadian business, gaetamonavia complies with federal and provincial privacy legislation, including PIPEDA. You have specific rights regarding your personal information that we're committed to honoring.

Protecting your personal information is fundamental to how gaetamonavia operates. We implement multiple layers of security to safeguard your data from unauthorized access, alteration, or disclosure.

We keep your information only as long as needed to provide educational services and meet legal obligations. Different types of information have different retention periods based on their purpose and regulatory requirements.

• Account information: Retained while your account is active plus 7 years
• Course progress and certificates: Maintained for 10 years for verification purposes
• Payment records: Kept for 7 years as required by Canadian tax law
• Support communications: Stored for 3 years to ensure service quality
• Marketing preferences: Maintained until you withdraw consent

When retention periods expire, we securely delete or anonymize your information. You can request earlier deletion, though some information may need to be retained for legal compliance.

gaetamonavia uses cookies and similar technologies to enhance your learning experience and understand how our platform is used. These help us remember your preferences and provide personalized content recommendations.

You can control cookie settings through your browser, though disabling certain cookies may limit platform functionality.

While gaetamonavia operates primarily in Canada, some service providers may process information in other countries. When this happens, we ensure appropriate safeguards are in place to maintain the same level of privacy protection.

Any international transfers comply with Canadian privacy laws and include contractual protections that require the same privacy standards we maintain domestically. We regularly review these arrangements to ensure continued compliance.

gaetamonavia's educational programs are designed for adults aged 18 and older. We don't knowingly collect personal information from anyone under 18. If we discover information has been collected from a minor, we'll delete it immediately and notify the appropriate parties.

We review and update this privacy policy regularly to reflect changes in our practices, technology, and legal requirements. Significant changes will be communicated through email notifications and prominent notices on our platform.

The current version date appears at the top of this policy. We encourage you to review it periodically to stay informed about how we protect your information. Continued use of gaetamonavia's services after policy updates indicates acceptance of the revised terms.