Master Budget Management Through Real Experience

Join Canadians who've transformed their financial approach through hands-on learning and practical strategies that work in real life.

Start Your Journey
Our Approach

Learn Through Real Scenarios, Not Theory

Our method comes from working with over 800 Canadian families since 2019. We've seen what works and what doesn't when people try to cut their budgets.

Instead of generic advice, you'll work through actual situations. Like the Toronto family who reduced their monthly expenses by 0 without giving up what mattered to them. Or the Edmonton couple who found 0 in "invisible" spending they didn't even realize was happening.

  • Review real budget scenarios from anonymous participants
  • Practice identifying waste patterns that most people miss
  • Learn the "30-day tracking method" that reveals true spending habits
  • Master negotiation scripts for bills and subscriptions that actually work
  • Build emergency fund strategies that fit Canadian income patterns

The program runs over 8 weeks with new cohorts starting in September and November 2025. You'll work in small groups of 12-15 people, so everyone gets individual attention.

Person working with financial documents and calculator

Where Participants Are Three Years Later

We stay in touch with program graduates to track their long-term progress. Here's what sustained change actually looks like.

Marcus Thompson

Marcus Thompson

Completed Program: Fall 2022

"Three years ago, I thought I was pretty good with money. Turns out I was hemorrhaging cash in ways I couldn't see. The program taught me to track everything for 30 days - that was eye-opening."

Today: Has maintained a 6-month emergency fund, bought his first home in Calgary, and helps his brother with budget planning using techniques from the program.
Angela Chen

Angela Chen

Completed Program: Spring 2023

"I was skeptical about another 'budget course' but needed help. The difference was working through real examples from other families. I could see myself in their situations."

Follow-up: Reduced monthly spending by 0 and maintained those cuts for 30+ months. Started a side business with money she saved, now generates additional income.
Rebecca Foster

Rebecca Foster

Completed Program: Winter 2022

"The negotiation scripts seemed cheesy at first, but I saved 0 per month just on my phone and internet bills. Three years later, I still use those techniques for any service contracts."

Ongoing Impact: Negotiates all major purchases and contracts using program methods. Has saved an estimated ,400 over three years through better negotiation alone.

Everything You Need to Know

Questions organized by topic to help you make an informed decision

Program Basics
How long is the program?
8 weeks with live sessions every Tuesday evening, 7-9 PM Eastern. Each session builds on the previous week's work.
What if I miss a session?
All sessions are recorded and available within 24 hours. We also offer makeup sessions twice per cohort for complex topics.
Is this only for people in debt?
Not at all. About 40% of participants are looking to optimize spending rather than solve debt problems. The methods work for any income level.
Enrollment & Timing
When do cohorts start?
Next cohorts begin September 10th and November 5th, 2025. We limit each group to 15 people maximum.
Can I switch cohorts if needed?
Yes, with 48 hours notice. We understand work and family schedules change.
How far in advance should I register?
Fall cohorts typically fill by August 15th. Spring cohorts fill by mid-October.
Technical & Support
What technology do I need?
Just a computer or tablet with internet. We use Zoom for sessions and provide all worksheets as downloadable PDFs.
Do I get individual coaching?
Each participant gets one 30-minute individual session in week 6 to review their specific situation privately.
What happens after the 8 weeks?
You get access to our private participant forum, monthly check-in emails, and can attend quarterly "refresher" sessions at no additional cost.
Investment & Value
What's the program cost?
0 CAD total, payable in two installments of 5 each. First payment due at registration, second due in week 4.
Is there a money-back option?
Full refund if you withdraw within the first two sessions. After that, we offer transfer to a future cohort rather than refunds.
Can my employer reimburse this?
Many participants get reimbursement through professional development budgets. We provide all necessary documentation and receipts.